The rates presented above are available only for foreign exchanges on you OTP Bank's accounts.
BLOM BANK EGYPT SAE EGYPT – ROMANIAProtection in the event of an increase in interest rates
The new interest rates are available for all individual customers, being accessible both for the renewal of existing deposits and for the opening of new deposits.
• Narrowing the symmetrical corridor formed by the interest rates of the permanent facilities around the monetary policy interest rate to ± 0.5 percentage points from ± 1 percentage point.Customers wishing to further pay their rates, without being subject to the measure of deferral, don’t have to do any formalities in advance.
The other benefits from current low interest rates but carries with it the risk of a change in rate.
Sursa grafic: https://www.euribor-rates.eu/en/euribor-charts/The increase of the benchmark interest rate in order to adjust and normalize the monetary policy will have a reduced effect on inflation in this first stage, given that it was more of a reaction to the increase in interbank interest rates.
Check the Mastercard exchange rates
We recommend that, during this period, you should use the digital means with confidence to carry out transactions (check the account balance, make transactions and transfers, pay rates or invoices, etc.).OTP Bank will analyse the request and will provide answer about the approval / rejection of the request for rates deferral within maximum 15 days from the date of sending the request.
The rates presented above are strictly informative and can't be object to a contract. Rates may suffer changes, depending on the market.
Regarding legal entities or similar categories, OTP Bank has implemented the same way of requesting the suspension of rates, through the online form made available on the bank's website."Customers now mainly choose to apply for the measure of rates deferral, according to the Ordinance, through the online form.
Customers that wish to defer their loan rates under the conditions of Ordinance 37/2020 must cumulatively fulfil the following conditions:
Bucharest, May 25, 2022 – OTP Bank Romania launches the “«Fresh Cash» term deposits in lei for 6 and 12 months" campaign, which places it among the banks with the highest interest rates on newly made deposits in lei.Thus, interest rates for 1- and 3-month deposits increased by 0.4% and 1.10%, reaching up to 5.10% and 6.10%, respectively.
Higher rates in the US and the euro area contribute to the increase in risk premiums for emerging market assets, which pushes the evolution of interest rates in Romania and the region on an upward slope.
Therefore, the borrowers that wish to apply for the measure of rates deferral according to the Ordinance, can send a request by email, telephone, request in physical format or, preferably, by filling in the online form, as follows: 1.The rates presented above are available only for foreign exchanges on you OTP Bank's accounts.
The increase of the benchmark interest rate in order to adjust and normalize the monetary policy will have a reduced effect on inflation in this first stage, given that it was more of a reaction to the increase in interbank interest rates.
Following the publication of GEO no. 37/2020 regarding the deferment of loan and crediting products rates, please follow our recommendations applying for individuals or legal entities.In 2021, BT Leasing continued to encourage the transition to environmentally friendly options, and customers who have opted for electric cars or PHEV benefited from better interest rates.
OTP Bank supports its individual and corporate customers with an easier way to initiate requests for rates deferral, according to the Emergency Ordinance 37/2020 and the rules for its application.
To encourage customers to take steps towards sustainable mobility solutions, BT Leasing has come up with products with low-interest rates and fees – Green Mobility Leasing (RON and EUR).Instead, it will help maintain a strong national currency, while also leading to higher interest rates on loans and deposits.
Thus, due, and unpaid rates from the date of application will be suspended for the requested period.
Check the exchange rates of the European Central Bank.Fixed interest rates between 8,95% și 17,77%
Bucharest, May 25, 2022 – OTP Bank Romania launches the “«Fresh Cash» term deposits in lei for 6 and 12 months" campaign, which places it among the banks with the highest interest rates on newly made deposits in lei.
Thus, interest rates for 1- and 3-month deposits increased by 0.4% and 1.10%, reaching up to 5.10% and 6.10%, respectively.The request for deferral of rates is sent by email at email@example.com or by phone at 0800 88 22 88 (and 4021 308 57 10), and we will analyse which is the best deferral solution for you.